Terms of Use

Draft — pending review and approval by Lloydie Ginyard before publication. Items marked "[Needs confirmation]" have not yet been confirmed.

By using Ask Lloydie you agree to these terms. Effective date: [Needs confirmation: effective date].

What Ask Lloydie is

Ask Lloydie is an AI guide created for Lloydie Ginyard, Georgia Qualifying Broker with Call It Closed International Realty. It provides general, educational real estate information. It is not a licensed real estate broker, mortgage loan originator, attorney, appraiser, tax professional or financial adviser.

No professional advice or relationship

Answers are not legal, tax, lending, appraisal or investment advice. Using Ask Lloydie does not by itself create a brokerage, agency or client relationship. [Needs confirmation: brokerage agency-disclosure language required in Georgia]

No guarantees

AI answers may be incomplete or inaccurate. Ask Lloydie does not guarantee property values, rates, loan approval, availability, appreciation, returns, closing dates or market performance. Verify transaction-specific details with the appropriate licensed professional.

Acceptable use

Do not submit false information, use automated tools to send requests, or attempt to disrupt the service. Usage limits apply to prevent abuse.

Other terms

[Needs confirmation: governing law, limitation of liability, and how these terms may change]